I'm probably a bit late on discovering this awesome tool, but I had to share. I always see little teeny boppers with these cute designs and text on photos, and I'm always bewildered as to how they do it! Well, I have discovered their secret! Picnik, a photo editing site, allows you to upload and edit photos for free! This is great for those folks who don't know how to use Photoshop or Lightroom...Lightroom, what! Exactly.
Anyhoosier, here is the site. Go play!